$1,100 a Month For Prescription Drugs

Almost all drug companies offer drugs for free to those that cannot afford them. Each company has a different application procedure, and your doctor must sign a form. The medications are then shipped to your doctor for you. This could relieve you of your high prescription drug costs, so it is worth the effort. Look online for the drug company's program, then fill out the application. Pharmaceutical Research and Manufacturers Association, 1100 Fifteenth St., NW, Washington, DC 20005; 202-835-3400.

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30,000 For Your Small Business

The Small Business Loan Fund (SBLF) provides eligible Asset Loans from $25,000 to a maximum of $150,000 and Working Capital Loans to a maximum of $30,000 if you want to start a business in Rhode Island. See the Rhode Island Economic Development Corporation

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$75,000 for Urgent Home Repair

Funding available under the Urgent Repair Program provides grants for emergency home repairs and modifications to homes of elderly homeowners and other homeowners with special needs whose household incomes do not exceed 50% of the area median. Eligible organizations may request up to $75,000. For a listing of eligible organizations, contact the North Carolina Housing Finance Agency.

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Business Plans Are Lies

How can anyone forecast what the world will be like 6 months from now or 3 years from now? Most of us don't even know what we will be doing next Thursday. So how is anyone going to be able to predict what a business will look like 2 or 3 years from now? So when someone asks you for a business plan in order for you to apply for money, just provide what they want and don't worry about how accurate it is. The best experts in the world don't know the future so why should you? If you need help with your business plan contact your local Small Business Development Center. The help is free or low cost.

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$5,000 to Create Comic Books

The Xeric Foundation offers financial assistance to fully committed, self-publishing comic book creators and qualified charitable and non-profit organizations. The purpose is to assist comic book creators with some of the costs in self-publishing their work. The geographical consideration for comic book artists is the United States and Canada. Organizations must be located in Western Massachusetts. Contact: Xeric Foundation, 351 Pleasant St., PMB 214, Northampton, MA 01060-3900; (413) 585-0671

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$2,000 For Teenage Entrepreneurs?

The Allen Dayton Young Entrepreneur Contest chooses about 14 Nebraska High school seniors and gives them from $500 to $2,000 for their entrepreneuring potential.

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Teachers Grants In South Dakota

Qwest Foundation and South Dakota Department of Education Offer Technology Grants to Teachers
SIOUX FALLS, S.D.--The Qwest Foundation and the South Dakota Department of Education today announced they will award $25,000 to South Dakota teachers as part of the Qwest Teachers and Technology grant program. Teachers across South Dakota will have the opportunity to compete for awards of up to $2,500 each to support innovative programs that promote the use of technology in the classroom.
Grants will be awarded to pre-K through 12th grade teachers so they may use technology in the classroom to engage students, enhance student performance and prepare them for life in a technologically advanced world.

Grants will be awarded to teachers through a competitive process that will be administered by the South Dakota Department of Education. Teachers will be able to submit applications for the Qwest Teachers and Technology grants beginning Dec. 3. Application forms and instructions are available at www.doe.sd.gov. The deadline to apply is Jan. 11, 2008.
Funds may be used to purchase supplies or to support professional development needs; however, funds may not be used to pay salaries or stipends.

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Free Money To Prevent Foreclosure

Visit: http://www.mlesko.com/
The Hope Now alliance is offering help to homeowners who may be having trouble meeting their mortgage payments. The organization, which is backed by the Bush administration, will mail 300,000 of the one-page letters before the end of next week. The letters urge the recipients to seek information on the options available to avoid defaulting on their mortgages. Homeowners can also find out about relief options that may include repayment plans, changes that can be made to the terms of a loan and other alternatives for which homeowners may be eligible on the organization’s website: http://www.hopenow.com/ or by calling 888-995-HOPE.

Income Eligibility: None

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$30,000 To Finish College...

The Jack Kent Cooke Undergraduate Transfer Program awards scholarship grants in amounts up to $30,000 each to students and recent alumni from community colleges or two-year institutions who transfer to and will pursue bachelor's degrees at four-year institutions. Jack Kent Cooke Foundation, 703-723-8000.

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$100,000 Grants for Songwriters

The grant funds are provided to preserve and enhance the legacy of Johnny Mercer as well as providing educational programs for music appreciation, assisting in the development of songwriters, and enhance the general appreciation of American popular music. Grants are awarded nationwide. Contact: The Johnny Mercer Foundation, c/o Prager and Fenton, 675 3rd Avenue, New York, NY 10017; (212) 382-2790. Application Address: The John Mercer Foundation, 234 W. 44th St., Ste. 901, New York, NY 10036; (212) 835-2299

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$3 Billion in Grants to Fix Up Homes in Cities

Called Community Development Block Grants/Entitlement Grants and referred to as Program #14.218 in the Catalog of Federal Domestic Assistance, this money can be used to develop viable urban communities, by providing decent housing and a suitable living environment, and by expanding economic opportunities, principally for persons of low and moderate income. To find organizations in your area who have received this funding, contact your local office of the U.S. Department of Housing and Urban Development

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$10,000 To Finish Your Degree

Talbot's, a leading women's clothing store, gives scholarships of $10,000 to five outstanding women who are determined to finish their college degree. Fifty additional candidates receive $1,000. The Talbot's Women's Scholarship Fund is open to women who are enrolled in a four-year or two-year college, university, or vocational school and have at least two remaining semesters to complete their degree. The applicant must have earned their high school diploma or GED before 1994. Only the first 1,000 applicant's entries are considered. For more information, go to the Talbot's Scholarship Fund website. The new application will be available in the fall of 2004.

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MN Student Loan Forgiveness From The Government

This program is offered to first, second or third year primary care medical residents who plan to practice full-time in an underserved urban area in Minnesota. Selected participants are eligible for four years of loan forgiveness. During each year that a participant serves as a physician in an underserved urban area for a minimum of 30 hours per week for up to four years... More on Loan forgiveness

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Matthew Lesko's Government Money Club

Free Government Money Club

Matthew Lesko's online club of government money and help. Has a live expert to help you find the government money programs you qualify- to helping you fill-in the application correctly. Covers government grants, loans, contracts and more. Research old applications, preview videos descibing various aspects of obtaining money and so much more in the government money club.

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The Top 40 Grant And Loan Programs from the Government

Get Grants, Loans and more from the government. See mlesko.com for details....

I thought I would throw this in here since it seems every article posted is being reposted all over the planet with spam links to some very strange biz-op scams. Ecurrency, pyramid schemes, work at home typing and assemble products at home... Almost always there is an "Ads by google" .

Below are the Catalog of Federal Domestic Assistance titles with numbers. To research them go to cfda.gov

Women's Business Ownership Assistance
10.442
USDA
Housing Application Packaging Grants
10.410
USDA
Very Low to Moderate Income Housing Loans
14.313
HUD
Dollar Home Sales
10.417
USDA
Very Low-Income Housing Repair Loans and Grants
10.212
USDA
Small Business Innovation Research
14.247
HUD
Self-Help Homeownership Opportunity Program
10.773
USDA
Rural Business Opportunity Grants
11.800
DOC
Minority Business Enterprise Centers
59.012
SBA
Small Business Loans
59.037
SBA
Small Business Development Center
10.769
USDA
Rural Business Enterprise Grants
10.768
USDA
Business and Industry Loans
91.001
USIP
Unsolicited Grant Program
11.803
DOC
Minority Business Opportunity Center (MBOC)
97.048
DHS
Disaster Housing Assistance to Individuals and Households in Presidential Declared Disaster Areas
59.006
SBA
8(a) Business Development Program
10.404
USDA
Emergency Loans
14.235
HUD
Supportive Housing Program
10.217
USDA
Higher Education Challenge Grants
59.011
SBA
Small Business Investment Companies
84.063
ED
Federal Pell Grant Program
59.046
SBA
Microloan Program
59.005
SBA
Internet-Based Technical Assistance
17.700
DOL
Women's Bureau
14.239
HUD
HOME Investment Partnerships Program
14.311
HUD
Single Family Property Disposition
14.149
HUD
Rent Supplements_Rental Housing for Lower Income Families
10.766
USDA
Community Facilities Loans and Grants
14.218
HUD
Community Development Block Grants/Entitlement Grants
10.433
USDA
Rural Housing Preservation Grants
59.051
SBA
New Markets Venture Capital Program, Operational Assistance (OA) Grants
96.006
SSA
Supplemental Security Income
84.002
ED
Adult Education_State Grant Program
10.451
USDA
Noninsured Assistance
17.266
DOL
Work Incentive Grants
11.300
DOC
Investments for Public Works and Economic Development Facilities
10.051
USDA
Commodity Loans and Loan Deficiency Payments
59.050
SBA
Microenterprise Development Grants
97.036
DHS
Disaster Grants - Public Assistance (Presidentially Declared Disasters)
97.031
DHS
Cora Brown Fund
14.195
HUD
Section 8 Housing Assistance Payments Program_Special Allocations
15.226
DOI
Payments in Lieu of Taxes
15.633
DOI
Landowner Incentive
11.307
DOC
Economic Adjustment Assistance
14.901
HUD
Healthy Homes Demonstration Grants
84.007
ED
Federal Supplemental Educational Opportunity Grants
14.401
HUD
Fair Housing Assistance Program_State and Local
93.558
HHS
Temporary Assistance for Needy Families
10.551
USDA
Food Stamps
97.050
DHS
Presidential Declared Disaster Assistance to Individuals and Households - Other Needs
10.415
USDA
Rural Rental Housing Loans
14.871
HUD
Section 8 Housing Choice Vouchers
17.225
DOL
Unemployment Insurance
10.079
USDA
Bill Emerson Humanitarian Trust
45.024
NEA
Promotion of the Arts_Grants to Organizations and Individuals
10.427
USDA
Rural Rental Assistance Payments
84.037
ED
Perkins Loan Cancellations
14.412
HUD
Employment Opportunities for Lower Income Persons and Businesses
59.009
SBA
Procurement Assistance to Small Businesses
14.181
HUD
Supportive Housing for Persons with Disabilities
14.103
HUD
Interest Reduction Payments_Rental and Cooperative Housing for Lower Income Families
14.219
HUD
Community Development Block Grants/Small Cities Program
10.437
USDA
Interest Assistance Program
14.169
HUD
Housing Counseling Assistance Program
10.854
USDA
Rural Economic Development Loans and Grants
85.001
HST
Harry S Truman Scholarship Program
45.168
NEH
Promotion of the Humanities_We the People
10.856
USDA
1890 Land Grant Institutions Rural Entrepreneurial Outreach Program
96.001
SSA
Social Security_Disability Insurance
14.117
HUD
Mortgage Insurance_Homes
14.856
HUD
Lower Income Housing Assistance Program_Section 8 Moderate Rehabilitation
10.411
USDA
Rural Housing Site Loans and Self_Help Housing Land Development Loans
17.258
DOL
WIA Adult Program
47.076
NSF
Education and Human Resources
10.446
USDA
Rural Community Development Initiative
59.007
SBA
7(j) Technical Assistance
59.049
SBA
Office of Small Disadvantaged Business Certification and Eligibility
10.082
USDA
Tree Assistance Program
84.083
ED
Women's Educational Equity Act Program
14.157
HUD
Supportive Housing for the Elderly
14.250
HUD
Rural Housing and Economic Development
17.207
DOL
Employment Service/Wagner-Peyser Funded Activities
93.569
HHS
Community Services Block Grant
10.420
USDA
Rural Self-Help Housing Technical Assistance
10.405
USDA
Farm Labor Housing Loans and Grants
14.511
HUD
Community Outreach Partnership Center Program
97.001
DHS
Pilot Demonstration or Earmarked Projects
14.225
HUD
Community Development Block Grants/Special Purpose Grants/Insular Areas
84.032
ED
Federal Family Education Loans
20.905
DOT
Disadvantaged Business Enterprises_Short Term Lending Program
10.220
USDA
Higher Education Multicultural Scholars Program
84.268
ED
Federal Direct Student Loans
81.036
DOE
Inventions and Innovations
10.761
USDA
Technical Assistance and Training Grants
19.409
STATE
Arts Exchanges on International Issues
14.243
HUD
Opportunities for Youth_Youthbuild Program
81.042
DOE
Weatherization Assistance for Low-Income Persons
85.100
(null)
Christopher Columbus Fellowship Program
17.720
DOL
Disability Employment Policy Development

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Iraqi War Vet Learns About Discount Dental For Everybody…

Iraqi War Vet Learns About Discount Dental For Everybody…… I’ve been giving free money seminars for the troops at Walter Reed Hospital and one of the Iraqi War Vets realized that the military wouldn’t pay for the dental work he needed. They would only pay for pulling teeth and not for braces. Braces can range from $5,000 to $9,000, but we hooked him up with a program that will do the work for only $3,100. Here’s his reaction to our find (he allowed us to use his name): “Oh my God!! That sounds like an excellent deal!!! I think that might be workable!! I really appreciate your help. I know everyone has their own share of problems, and I can’t even begin to explain to you what I have going on right now. I can’t thank you enough for all your help, it really means a lot to me. All I’ve ever wanted was to have a beautiful smile and show the world my true self. Now I have a good start in making my dream come true. Thanks to you!!!!”… SPC Andres A. Castillo If the Dept. of Defense is not caring for all the needs of our vets there are other organizations that will – you just have to find them. You don’t have to be a vet to qualify; they will help everybody. We found this service at the University of Maryland Dental School. Most every dental school has discount dental services. So look for one near you.

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$6000 Business Grant For Solar Panels!

Eco-minded home and business owners can apply for a grant to install specialized materials to reflect the sun's heat under a new initiative -- Cool Roof -- from the city's Green Roof program.
The new Cool Roof program will offer $185,000 in Cool Roof grants, or approximately 55 grants of up to $6,000 each. The grants can be used to install or apply reflective materials.
The city also will continue its Green Roof program. This year's allocation will provide $100,000 in grants (or about 20 grants of $5,000 each) to install a rooftop garden (green roof) on residential buildings, commercial building and select schools. more details

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FREE Home Repair and Security Improvements

The Minor Rehabilitation and Home Security Program sponsored by San Diego County's Housing and Community Development Department (HCD) assists homeowners with home rehabilitation, minor repairs, maintenance, and security issues. Eligible repairs include fixing broken windows, doors, window screens, sliding glass door screens, and/or fence and gate repairs; minor plumbing and electrical repairs; yard clean-up; painting; and the installation of wheel chair ramps. Eligible improvements in home security include the installation of security screen doors with deadbolts, solar motion sensor lights, floodlights, carbon monoxide detectors, carriage sensor lights, and dusk-to-dawn lights. ..... more info

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Get Your Student Loan Repaid For Free by Matthew Lesko

The Office of Human Resources is pleased to announce the implementation of the NIH Student Loan Repayment Program as a tool to facilitate the recruitment and retention of highly qualified candidates and employees. Participation will be approved on a case-by-case basis. NIH may repay eligible student loans up to $10,000 per calendar year with a $60,000 lifetime maximum.

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$48,000 Grant for Veterans to Adapt Their Home for a Disability

Called the Specially Adapted Housing for Disabled Veterans Programs and referred to as Program #64.106 in the Catalog of Federal Domestic Assistance, this program provides grants to certain severely disabled veterans acquire a home which is suitably adapted to meet the special needs of their disabilities. Contact your local Veterans Administration office at Department of Veterans Affairs, Washington, DC 20420, 202-273-7390

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100% Increase In Those Getting $10,000 For Job Training

66% of the new jobs created are a result of new technology and 60% of the new jobs in the US will require higher education but only 33% of the workforce has higher education. The President announced a doubling of the number of people who will receive funding to train for a new job

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SCAM!

It seems lately that it's all the rage to claim some TV personality is a scam and then turn around and try to push some unrelated product or service (More posts here). Here's an article that declares Matthew is a scam and never actually identifies why. I notice the article here is very clear on why Kevin Trudeau and his latest book are considered a scam but it fails to mention anything that would lead a reader to think, gee maybe Lesko is a scam. Additionally, the writer fails to categorize the products correctly: "the get rich quick on other peoples money topic." I'd love to know if he has ever read a Lesko book? (They're free in just about every library). The books have nothing to do with "getting rich quickly". He seems to be the only person in history to claim they're a "get rich quick scheme".

FYI: The books contain 1000's of leads into the government and it's programs. Yes, not everyone will be eligible for every program which is why the books tend to be 4 inches thick. There is usually something for eveyone in the books. That's the nice thing about government money, everyone is included somewhere.

BTW: On the homepage of leskobooks.com you'll find a blurb regarding 3 individuals who used the information in various free money books to locate and fund various needs. These people were located by the Washington Post and written up in July 07. I guess it's a good thing they didn't see this ridiculous and factless article.

One more thing, it's hard to be a scam if you provide 90 day "no questions asked" guarantees. Which is why the BBB report on Information USA Inc. has zero unresolved complaints out of Millions of satisfied customers. Not even Microsoft has a record like this.

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$2,500 for B.A., M.A. and Ph.D. Nursing Degrees

CampusRN, the leading employment website for nursing/allied health care students, and the American Association of Colleges of Nursing (AACN) have partnered to offer this new scholarship program for students pursuing professional nursing education programs. Established in April 2003, this scholarship program supports students who are seeking a baccalaureate, master's or doctoral degree in nursing. Special consideration will be given to students who are enrolled in a master's or doctoral program with the goal of pursuing a nursing faculty career

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A Fall Back Position..

Contact your local Small Business Development Center in your state. They offer free consulting that will help you find money, plan a strategy, and help you with any kind of management, technical or financial problem if you are a business or non-profit organization, or just want to start one.

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Laws Let You See Successful Grant Applications

Even at the state level there are laws that let you demand your rights to see copies of successful applications from people who already got the money. They may be called different laws in different states. In Ohio they're called Sunshine Laws and they are published for everyone in a publication called the Yellow Book.They're enforced by the state attorney general's office. Check your state's attorney general's office if a state official ever tells you that you are not allowed to see an application. Remember, it's your money the government is handing out in grants.

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Make $82,000 And Get A 20% Rental Discount

Some 26 states have something referred to as Circuitbreaker Programs which provide refunds through the state tax system for a portion of rent paid by certain populations. The programs and requirements vary widely by state but it's purpose is to refund the portion of a person's yearly rental costs that pay the owner's property tax. Typically this can be between 15 to 20 percent of annual rent. This information was collected from NLIHC, 1012 Fourteenth Street NW, Suite 610, Washington, D.C. 20005, 202/662-1530, see report 'State Funded Rental Assistance'. To locate available programs in your area contact your state housing office or social services office, or your local reference librarian who can assist you in finding other organizations who might provide this assistance

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$5,000,000 to Build or Fix Up an Apartment Building

Called Mortgage Insurance for the Purchase or Refinancing of Existing Multifamily Housing Projects and referred to as Program #14.155 in the Catalog of Federal Domestic Assistance, this program provides money for existing multifamily housing projects, whether conventionally financed or subject to federally insured mortgages at the time of application for mortgage insurance. Only projects not requiring substantial rehabilitation are acceptable under this section. The estimated cost of required repairs may not exceed 15 percent of the estimated value after repairs or $6,500 per unit adjusted by a high cost factor, whichever is greater and may not involve the replacement of more than one major system. The program has statutory per unit mortgage limits which vary according to the size of the unit, the type of structure, and the location of the project. There are also loan-to- value and debt service limitations. Prevailing wage requirements under the Davis-Bacon Act do not apply to this program.

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Info On Government Money For Disabled Soldiers

is now available from a new government office set up to assist these soldiers in getting the help they need. Call 800-833-6622. I hope the 800 number if more helpful than the web site because I wasn't able to find any programs there that show people with disabilities how to get money to start a home business, fix up their home, go to school, find information from the best medical experts in the world at the U.S. National Institutes of Health, etc.

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Reserve Mortgages For Seniors

Called Reserve Mortgages For Seniors and referred to as Program #14.183 in the Catalog of Federal Domestic Assistance, this program enables elderly homeowners, 62 years of age or older, to convert equity in their homes to monthly streams of income - except for Texas - lines of credit. HUD insures lenders against loss on reverse mortgage loans. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.

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Full-Tuition and Books Scholarships Plus Stipend

The Nursing Scholarship Program (NSP or Nursing Scholarship) is a competitive Federal program which awards scholarships to individuals for attendance at schools of nursing. The scholarship consists of payment for tuition, fees, other reasonable educational costs, and a monthly support stipend. In return, the students agree to provide a minimum of two years of full-time clinical service (or an equivalent part-time commitment, as approved by the NSP) at a health care facility with a critical shortage of nurses. You must be willing to be placed at a health care facility with a critical shortage of nurses. You could be placed in the District of Columbia, Guam, or the Virgin Islands. For more information call: 1-866-867-6856 or emailOr contact the program headquarters address below: Nurse Education Branch, Division of Nursing, Bureau of Health Professions, Health Resources and Services Administration, 5600 Fishers Lane, Room 9-36, Rockville, MD 20857, 301-443-3232

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Matthew Lesko Money Club Live

Government Money Club  Members Only!! Chat to Lesko Live WEDNESDAY, OCTOBER 17TH FROM 5:00 PM TO 6:00 PM EST Matthew Lesko Will Answer Questions Live By Web Cam : Non Members Can Watch And Listen

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$6.5 Million Dollars In Grants

Child Care and Development Funds are available for Georgia child care programs who serve or are planning to serve 19 or more children. Family and group home care providers can apply for Child Care Development Funds through their local Resource & Referral Agency. Requests for Proposals (RFP) are distributed in early spring and outline the services that will be purchased during the next federal fiscal year. In general, these funds pay for: 1) programs improvements, and programs for children with disabilities for early childhood and school-age children, and 2) technical assistance, training, and the operation of child care resource and referral agencies. For more information contact Georgia Child Care Council, 2987 Clairmont Rd., Suite 220, Atlanta, GA 30329; 404-679-4880

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Get $540 To buy Fresh Produce

Seniors making up to $22,000/year can get as much as $540 to buy fresh fruit and vegetables from roadside stands. Through the little-known Senior Farmers' Market Nutrition Program, seniors in 40 states can have the government help buy their produce. Simply take your issued coupons to participating roadside stands and get free fresh produce. Alabama has $1 million to distribute, while Pennsylvania has $1.5 million in funds. Find out how much your state can give you to buy food. Contact the USDA Food and Nutrition Service, 3101 Park Center Drive, Room 926, Alexandria, VA 22302.

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$60,000 for Renters, Homeowners or Investors to Improve Their Property

Called 'Property Improvement Loan Insurance for Improving All existing Structures and Building of New Nonresidential Structures Program and referred to as Program #14.142 in the Catalog of Federal Domestic Assistance, this program provides financing of improvements to homes and other existing structures and the building of new nonresidential structures. Contact your local office of the U.S. Department of Housing and Urban Development

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Lesko joins Technorati

Technorati Profile

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Andy Dick as Matthew Lesko

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Andy Dick doing a parody of my Free Money Books

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Teacher Retirement System Enrollees Eligible for 667,400 for Real Estate

Participants in the California State Teachers Retirement System can use the CalSTRS Home Loan Program to refinance their existing home loan or to buy a new home. Loans are made in amounts of up to $667,400 (or 95% loan to home value) and feature 15 to 30 year terms. Interest rates are typically below market. Eligible properties include single-family homes, cooperative apartments and condos, as well as two to four-unit dwellings.

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15,000 People A Month Get Grants For Down Payments

There are a number of non-profit organizations that provide grants to homeowners to pay for down payments and closing costs for buying a new home. These grants normally range from 2% to 5% of the purchase price of the home. These non-profits obtain their money from mortgage lenders and sellers. Housing regulations prevent sellers or lenders to give down payment money directly to buyers. More than 15,000 buyers a month receive grants through this program. To learn more about how this gift-assisted sale works, contact the national association of these organizations called Homeownership Alliance of Nonprofit Down Payment Providers, at 301-941-1907, or web.

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$$$$$ To Pay Off Federally Insured Student Loans

The U.S. Federal Government has established a student loan repayment program which authorizes agencies to repay certain types of federally insured student loans as a recruitment or retention incentive for highly qualified personnel. If you qualify, an agency may agree to provide student loan repayment benefits of up to $10,000 per calendar year, subject to a cumulative maximum of $60,000 per employee. For more information contact The Office of Personnel Management, 1900 E Streets NW, Washington, DC 20415-1000; (202) 606-1800, TTY (202) 606-2532

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$13,000 Per Year Of Loan Forgiveness For Rural Physicians

This program is offered to first, second, or third year primary care medical residents who plan to practice full-time in a designated rural area in Minnesota. Selected participants are eligible for four years of loan forgiveness. During each year that a participant serves as a physician in a designated rural area for a minimum of 30 hours per week for up to four years, the ORHPC will pay directly to the participant an annual lump sum of approximately $13,000. Applications are available by contacting the Minnesota Department of Health, Office of Rural Health and Primary Care, Attn: Loan Forgiveness Program Officer, P.O. Box 64975, St. Paul, MN 55164-0975; (800) 366-5424

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$15,000 Loan Forgiveness Paid Directly To You!

This program is offered to individuals attending a program of study designed to prepare them to become a licensed dentist. Selected participants are eligible for up to four years of loan forgiveness. There is a minimum service obligation of three years. Each year a participant must deliver service totaling 25 percent of their yearly patient encounters to a public program or sliding fee scale patients. In turn, the ORHPC will pay directly to the participant an annual lump sum of approximately $15,000. For more information contact the Minnesota Department of Health, Office of Rural Health and Primary Care, Attn: Loan Forgiveness Program Officer, P.O. Box 64975, St. Paul, MN 55164-0975; (800) 366-5424

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Full-Tuition and Books Scholarships Plus Stipend

The Nursing Scholarship Program (NSP or Nursing Scholarship) is a competitive Federal program which awards scholarships to individuals for attendance at schools of nursing. The scholarship consists of payment for tuition, fees, other reasonable educational costs, and a monthly support stipend. In return, the students agree to provide a minimum of two years of full-time clinical service (or an equivalent part-time commitment, as approved by the NSP) at a health care facility with a critical shortage of nurses. You must be willing to be placed at a health care facility with a critical shortage of nurses. You could be placed in the District of Columbia, Guam, or the Virgin Islands. For more information call: 1-866-867-6856 or emailOr contact the program headquarters address below: Nurse Education Branch, Division of Nursing, Bureau of Health Professions, Health Resources and Services Administration, 5600 Fishers Lane, Room 9-36, Rockville, MD 20857, 301-443-3232

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Free Help Getting Money For A Disability

You can start by contacting a free service called The Clearinghouse on Disability Information, Office of Special Education and Rehabilitative Services, U.S. Dept. of Education, 202-205-8241For help with getting money for education and training contact Higher Education and Adult Training for People with Handicaps (HEATH), George Washington University, 800-544-3284.

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Money If You Have No Money And Want To Start A Business

These programs are hard to find but we have located over 150 such programs. They are normally non-profit organizations that are trying to help people start their own little small business. You'll have to do a lot of searching to find them all. A good place to start is a free database that keeps track of some of these groups.

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$3,000 To Pay Your Heating Bills and Weatherize Your Home

Two other grant programs for home improvement are the Weatherization Program and the Energy Assistance Program. The Weatherization Program helps to do some household repairs that will make your home more energy efficient. Linda Wildey stated that there is currently a list of people waiting for services, but they are put in order of need. Maximum household income is $14,925 per year, although they take into consideration medical expenses. The Energy Assistance Program will begin again in November and offers help with large heating bills. For more information contact Linda Wildey, Interlocal Community Action Program, 525 E. 7th St. P.O. Box 305, Rushville, IN 46173; 765-932-2863. For more information on Weatherization assistance, check out the programs at Weatherization Assistance Programs Branch, EE44, U.S. Department of Energy, 1000 Independence Ave., SW, Washington, DC 20585; 800-DOE-373. For energy assistance information, go to the Office of Community Services, Division of Energy Assistance, Administration for Children and Families, U.S. Department of Health and Human Services, 370 L'Enfant Promenade, SW, 5th Floor West, Washington, DC 20447; 866-674-6327 (toll-free)

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$2,000,000 to Fix Up Multifamily Units

Called the Supplemental Loan Insurance Multifamily Rental Housing Program and referred to as Program #14.151 in the Catalog of Federal Domestic Assistance, it can be used to finance repairs, additions and improvements to multifamily projects, group practice facilities, hospitals, or nursing homes already insured by HUD or held by HUD. Major movable equipment for insured nursing homes, group practice facilities or hospitals may be covered by a mortgage under this program. Contact your local office of the U.S. Department of Housing and Urban Development

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$25,000 Loan Serves As First Step Towards Business Ownership

Prospective business owners looking to set up shop in Washington DC's Ward 7/Marshall Heights area have strong support from the Marshall Heights Community Development Organization (MHCDO). The MHCDO provides, often at no cost, entrepreneurial and business training, one-on-one small business counseling in its Business Information Resource Center, technical assistance with loans, legal, accounting and other business-related areas, and special loan packaging, and loans ranging from $10,000 to $25,000. The group will also perform market research and assist with the development of print advertisements and other materials to promote the entrepreneur's business. Marshall Heights Community Development Organization, 3939 Benning Road, NE, Washington, DC 20019, 202-396-1200

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Money For Seniors To Pay Property Taxes

there are states that offer money to homeowners who have difficulty paying their property taxes. Wisconsin offers a program for seniors which gives them money to pay their taxes and the money does not have to be repaid until the property is sold. It's called the Property Tax Deferral Loan Program. Check what your state has to offer by contacting your state housing authority

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The U.S. Government will pay your tuition

The Free Application for Federal Student Aid (FAFSA) form determines whether you are eligible for financial aid from the government. To apply, you must be enrolled in a university program. You must also reapply for aid every year that you are in school. The FAFSA form is most easily completed online. You can download the form online from their website, or call: 1-800-4-FED-AID (1-800-433-3243) 1-319-337-5665

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100,000 New Jobs

And if you are looking for a job, why would you ever consider looking to the government for work? Our budget hysteria sounds similar to a news story about Black and Decker laying off 1,000 workers. It sort of makes it seem like a stupid place to look for work. But, in fact, the Bush administration, in last 3 years, added 75,000 new federal workers. The prior administration eliminated over 300,000 workers. So if you are looking for a job, it seems even more stupid to go to Walmart who only has 1.3 million positions it has to keep filled, when the government has over 15 million positions it has to keep filled. And, I'm sure the government offers better pension and health care benefits and won't lock you in the store at night, unless maybe you're working in a nuclear missile silo!

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Money to Build or Renovate Single Room Occupancy Units

Called Mortgage Insurance for Single Room Occupancy Projects and referred to as Program #14.184 in the Catalog of Federal Domestic Assistance, this program provides mortgage insurance for multifamily properties consisting of single-room units. There are no Federal rent subsidies involved with this SRO Program. It is aimed at those tenants who have a source of income but are priced out of the rental apartment market. Contact your local office of the U.S. Department of Housing and Urban Development

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Money for Teens to Learn to Fix Up Houses

Called Opportunities for Youth-Youth Build Program and referred to ca Program #14.243 in the Catalog of Federal Domestic Assistance, this program provides funding assistance for a wide range of multi-disciplinary activities and services to assist economically disadvantaged youth. The opportunities are designed to help disadvantaged young adults who have dropped out of high school to obtain the education and employment skills necessary to achieve economic self-efficiency and develop leadership skills and a commitment to community development in low income communities. Another important objective of the Youth Build program is to expand the supply of permanent affordable housing for homeless persons and members of low income and very low income families. By giving disadvantaged young adults participating in the program meaningful on-site training experiences constructing or rehabilitating housing as a community service, they are helping to meet the housing needs of homeless and low income families in their community. Contact your local office of the U.S. Department of Housing and Urban Development

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Single Parents Pay Only 1% For New Home

Gift down payments are provided for first-time homebuyers or for those families who have grown and need a larger home. Emphasis is placed on single mothers and first-time homebuyers. There are no income, asset or citizenship requirements in the qualification process; however, the home must be used as the primary residence and homebuyers must attend the free counseling and education classes offered by the program. Up to 7.5% of the purchase price is available for down payment costs or other costs associated with the purchase of the home. This is a nationwide organization. Contact: Home Buyers Association Fund, 288 South Main Street, Suite 300, Alpharetta, GA 30004; (866) 521-HBAF.

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$300,000 to Make a Documentary Film

The primary focus of funding is independent documentary film. Grant awards for production typically range from $50,000 to $300,000 and provide partial support for documentary series and individual independent films. The gift funds are awarded both nationally and internationally. Contact: John D. and Catherine T. MacArthur Foundation, 140 S. Dearborn St., Ste. 1100, Chicago, IL 60603-5285; (312) 726-8000; Fax: (312) 920-6258

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More Money for Job Seekers

When the average person hears the drumbeat that the budget has a $500 billion dollars deficit, they can only think of how, if in their own personal budget was this much in debt, they would never think of spending more money, no matter how good the idea was . But the House of Representatives just approved of an extra $6.7 billion for an additional 13 weeks of unemployment benefits. So if you're one of the millions about to run out of unemployment benefits, get off the couch and investigate this new free money. Contact your Congressperson or Senator to see what the status is of that legislation called HR 3030.

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100,000 New Jobs

And if you are looking for a job, why would you ever consider looking to the government for work? Our budget hysteria sounds similar to a news story about Black and Decker laying off 1,000 workers. It sort of makes it seem like a stupid place to look for work. But, in fact, the Bush administration, in last 3 years, added 75,000 new federal workers. The prior administration eliminated over 300,000 workers. So if you are looking for a job, it seems even more stupid to go to Walmart who only has 1.3 million positions it has to keep filled, when the government has over 15 million positions it has to keep filled. And, I'm sure the government offers better pension and health care benefits and won't lock you in the store at night, unless maybe you're working in a nuclear missile silo!

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Local Colleges Get Money to Fix Up Your Home

Called the Historically Black Colleges and Universities Program and referred to as Program #14.520 in the Catalog of Federal Domestic Assistance, this program assists Historically Black Colleges and Universities (HBCUs) expand their role and effectiveness in addressing community development needs in their localities, including neighborhood revitalization, housing, and economic development consistent with the purposes of Title I of the Housing and Community Development Act of 1974. The HBCU program also encourages greater citizen participation in the local/neighborhood planning process and, ultimately, in development of their localities' and States' Consolidated Plan for submission to HUD. Contact: Ophelia Wilson, Office of University Partnerships, Office of Policy Development and Research, Dept. of Housing and Urban Development, 451 7th Street, SW., Washington, DC 20410. Telephone: (202) 708-3061, extension 4390. FAX (202) 708-0309.

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Low Cost Flood Insurance

Called Flood Insurance and referred to as Program #97,022 in the Catalog of Federal Domestic Assistance, this program allows persons to purchase insurance against physical damage to or loss of buildings and/or contents therein caused by floods, mudslide (i.e., mudflow), or flood-related erosion, thereby reducing Federal disaster assistance payments, and to promote wise floodplain management practices in the Nation's flood-prone and mudflow- prone areas. Contact Department of Homeland Security 245 Murray Drive, S.W. Washington, D.C. 20528 202-282-8000

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Venture Capital

Some people consider this money from angels, but they are known in the business world as venture capitalists. These are individuals, government-sponsored organizations or private organizations who invest in your business because it is a good idea. These people also want to own a percentage of your business. So they really become your partner. But remember, the point is you want to get your business going. Who cares if you have a partner? If a partner is going to make it happen, it is better than sitting at home with no business at all. The federal government has two major venture capital programs. You can go to these web sites to get a list of government sponsored angels to contact: Venture Capital for Small Businessand Venture Capital For Low Income. But you can't stop there. There are thousands of other private and public venture capitalists who help small businesses. A good starting place for locating these people is a good reference librarian at your public library.

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It Pays To Have Your Own Business

It Pays To Have Your Own Business

a new report by the Center for Labor Market Studies at Northeastern University shows that our country has just come out of a recession. In every past recession since WWII the amount of extra money the economy made was split in the following way: about 61% went to wages for employees and about 24% went to corporate profits and income to small business owners. In the most recent recovery in 2002 and 2003, only 38% went to employee wages and 52% went to small business owners and corporate profits

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Get 5,000 To Send Your Child To A Private K-12 School

Get 5,000 To Send Your Child To A Private K-12 School
There are now over 100 programs around the country offering money to families that want to send their children to a private kindergarten, grade school or high school. Here is a list to get started at

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$ 10,000 to fix up Mom's home

The city of Houston offers $5,000 fix up money for the disabled and elderly in their Emergency Repair Program, and Minneapolis offers up to $10,000. The Rural Housing Service of the U.S. Department of Agriculture offers special grants through their Section 504 program of up to $7,500 if you're over 62 and need to fix up your home.

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40,000 Homebuyers Will Get Up To10,000 In Grants

HUD's American Dream Program announced it is giving out - $161.5 million in grants for first time home buyers.

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Free Tuition at the University of Rhode Island

Outstanding freshman candidates with a minimum SAT score of 1150 or a minimum ACT score of 25 who rank in the top third of their class are eligible to be considered for a Centennial Scholarship ranging up to full tuition.

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Local Colleges Get Money to Fix Up Your Home

Called the Historically Black Colleges and Universities Program and referred to as Program #14.520 in the Catalog of Federal Domestic Assistance, this program assists Historically Black Colleges and Universities (HBCUs) expand their role and effectiveness in addressing community development needs in their localities, including neighborhood revitalization, housing, and economic development consistent with the purposes of Title I of the Housing and Community Development Act of 1974.

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Venture Capital

Some people consider this money from angels, but they are known in the business world as venture capitalists. These are individuals, government-sponsored organizations or private organizations who invest in your business because it is a good idea. These people also want to own a percentage of your business. So they really become your partner. But remember, the point is you want to get your business going.

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Money To Buy, Fix Up Or Refinance a Home

These loans may be used to rehabilitate an existing 1 to 4 unit dwelling in one of four ways: (1) Purchase a structure and the land on which the structure is located and rehabilitate it; (2) purchase a structure on another site, move it onto a new foundation on the mortgaged property and rehabilitate it; (3) refinance the existing indebtedness and rehabilitate such a structure; or (4) rehabilitate such a structure.

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