A Fall Back Position...

Contact your local Small Business Development Center in your state. They offer free consulting that will help you find money, plan a strategy, and help you with any kind of management, technical or financial problem if you are a business or non-profit organization, or just want to start one. You can find your local office.

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$15,000 Loan Forgiveness Paid Directly To You!

This program is offered to individuals attending a program of study designed to prepare them to become a licensed dentist. Selected participants are eligible for up to four years of loan forgiveness. There is a minimum service obligation of three years. Each year a participant must deliver service totaling 25 percent of their yearly patient encounters to a public program or sliding fee scale patients. In turn, the ORHPC will pay directly to the participant an annual lump sum of approximately $15,000. For more information contact the Minnesota Department of Health, Office of Rural Health and Primary Care, Attn: Loan Forgiveness Program Officer, P.O. Box 64975, St. Paul, MN 55164-0975; (800) 366-5424

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$85 For A Year of Business Training for Women

Women with the desire to start or expand their own businesses can look to Women Entrepreneurs of Baltimore, Inc. (WEB) for the knowledge and resources needed to succeed. Elements of their Business Skills Training Course include financing strategies, business skills education, internet and computer use, community networking, government certification, and legal and tax requirements. Participants receive mentoring, business consultations, and additional resource referrals as part of the package. Applicants are prescreened to ensure that they have both a viable business idea and the entrepreneurial spirit necessary for success. Participants must attend 12 weeks of training, write a business plan, and intend to start a business before or within nine months after training is completed. For a year, graduates receive free technical assistance, resources, and support from staff and WEB's extensive network of volunteers. WEB also helps clients finance their ventures - assisting in the preparation of loan application packages for loans up to $250,000 and finding an appropriate lender. Cost for the full program - only $85 to $325, depending on income. Contact: WEB, Inc., 1118 Light St., Ste 202, Baltimore, MD 21230, 410-727-4921

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$5 Million in Grants to Fix Up Homes in Small Towns

Called the Community Development Block Grants/Small Cities Program and referred to as Program #14.219 in the Catalog of Federal Domestic Assistance, this program's primary objective is the development of viable urban communities by providing decent housing, a suitable living environment, and expanding economic opportunities, principally for persons of low and moderate income. Contact your local office of the U.S. Department of Housing and Urban Development

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$3,000 To Pay Your Heating Bills and Weatherize Your Home

Two other grant programs for home improvement are the Weatherization Program and the Energy Assistance Program. The Weatherization Program helps to do some household repairs that will make your home more energy efficient. Linda Wildey stated that there is currently a list of people waiting for services, but they are put in order of need. Maximum household income is $14,925 per year, although they take into consideration medical expenses. The Energy Assistance Program will begin again in November and offers help with large heating bills. For more information contact Linda Wildey, Interlocal Community Action Program, 525 E. 7th St. P.O. Box 305, Rushville, IN 46173; 765-932-2863. For more information on Weatherization assistance, check out the programs at Weatherization Assistance Programs Branch, EE44, U.S. Department of Energy, 1000 Independence Ave., SW, Washington, DC 20585; 800-DOE-373. For energy assistance information, go to the Office of Community Services, Division of Energy Assistance, Administration for Children and Families, U.S. Department of Health and Human Services, 370 L'Enfant Promenade, SW, 5th Floor West, Washington, DC 20447; 866-674-6327 (toll-free)

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Scam! A look at google adwords advertisers

Last year we did a blog post about various individuals who run around the internet calling everything a scam or fraud while peddling a variety of items including multi level marketing, unregulated banking scams, questionable commodity investment's and real estate schemes. This year is no different except to say that there are many more than in the past.

To explain further: Every year in mid fall, famous names and product keywords are purchased in google/msn/yahoo/ask with the intent to mislead users from obtaining legitimate information about a person or product in order to gain the confidence of the victim (You).

It's easy to spot these ads as they usually claim they've been scammed or they reviewed the product or have a special report you really need to read. Generally the websites present unsubstantiated claims, poorly written personal opinions or flat out lies by the self proclaimed "expert". This is almost always followed by linked statements of "This is the only thing I've found that works" or something very similar. If you click the link you're taken to another page/website and handed a sales pitch for all sorts of rubbish that has nothing to do with your original search. In your mind you are thinking "hey this guy saved me from buying this product" maybe he's got something real here...

In this post we'll look at one ruse that Google apparently allows to advertise on over 400 keywords. The keywords purchased rarely match what the website is really peddling. Below is one ad (out of dozens) that occurs under the keyword "Matthew Lesko":

Looking at that ad, you would think that the author has some revealing details that you need to know before buying a Lesko book. Clicking on the link reveals the website is a front for something called the "reverse funnel system" which is routinely called an upside down pyramid scheme.

The shocking truth about Matthew Lesko turns out to be 4 misleading sentences and a plug for the reverse funnel system:

"Mr. Lesko will give you information on getting grants from the government for $60." Much of the information is outdated. He never really tells you how to apply. There are many bad reports on the internet about this man. I would stay away. Please check this out. "

Apparently this person has never seen the 2 year old government money club which is updated daily, has a librarian to help you find a program, costs $20 a month and does indeed show you how to fill out applications. As for bad reports, if you count websites like this... yes there are many misleading sites with bad reports. In reality, the only report that matters is the bbb which is clean after 25 years and millions of books sold.

If you poke around the site, there are dozens of people/products with "shocking truths" about them. Including an ebook called the Rick Jerk ... Which actually outlines exactly what this person is doing:

"I first found nothing, but self promoting information. I had to dig deep for the research. The Rich Jerk must be doing alright or he would not be able to block my Google searches with his thinly veiled advertisements. (What is this guy talking about?) Finally I found the dirt. The book has been reported as a total fraud. There is nothing worth anything in it. You cannot get a refund. I would stay as far away as possible. Here is a good deal. Try it."

I read the "Rich Jerk" ebook. I think it cost me $29. It wasn't the best nor was it the worst. It did outline techniques for getting products, advertising in Google, writing websites and of course how to claim everything is a scam. Some stuff was basic but the concepts are different. It's OK for beginners and experienced google advertisers who might be looking for a new approach or a rehash of things they already understand. As for no refunds, this book is sold by clickbank and they do give refunds (within 60 days).

What is a reverse funnel system?

Who knows? Most people involved won't explain it (which is a red flag). All I can say is that it apparently costs $50 to find out how to pay $3000 for a vacation club membership that also allows you to resell the $50 information and the $3000 membership while paying $300 a month for a sales website. Some people have reported a $5000 bill due for marketing purposes as well. Hmmm... our hero/expert above doesn't like $30-$60 books and is pointing you towards a minimum $3,350 bizop/mlm/inverted pyramid something... What a nice guy.

Here's the wikipedia description of what the reverse funnel system apparently is:

http://en.wikipedia.org/wiki/User:WH_Coordinator/Reverse_funnel_system This description matches several pages around the internet with posts from people who apparently got involved and wanted out.

Why does google allow misleading ads?

I don't know, but you can ask them:

http://adwords.google.com/support/bin/request.py?fhc=1&ctx=cuffhelp&contact_user=other&contact_type=adfeedback&Action.Search=Continue+%C2%BB

In conclusion,

Google ads that scream scam rarely have your interest in mind and are hotbeds of misleading information. They're designed to gain your confidence by trashing whatever you are looking for. They tend to steer you towards products/services that may or may not be legitimate or even related to what you were searching for. Be very cautious of websites using this ruse.

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Women Can Get 5,000 To Open A Business

That is what a non-profit organization called Women's Economic Self-Sufficiency Team (www.wesst.org/) provides if you are interested in moving to a nicer climate. It's money set aside for women who can't get money elsewhere. But this does not mean this is the only place to get money. Check non-profits in your area for similar programs.

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$50,000 Grant To Help People Who Need Jobs

The Able Trust give grants to non-profits and individuals who help people with disabilities get jobs including, including on-the-job coaching, supported employment, job skills-training, job development, employer outreach, ADA facility compliance, skills evaluation and programs leading to employment.

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$1,000 For Students Interested in Medical Assisting

The American Association of Medical Assistants (AAMA) offers the Maxine Williams Scholarship of $1,000 for one school year. High school graduates who are enrolled in or soon to be enrolled in a post-secondary medical assisting program which is accredited by the Commission on Accreditation of Allied Health Education Programs are eligible. Scholarships are awarded based on interest, need and aptitude.

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Entrepreneurs Can Get Their Loan Payments Back

Flexible small business loans, training, and technical assistance are available to start-up businesses in Garret County, MD. The county's Community Action Committee administers a comprehensive Microworks program for those looking to start a business. Microworks makes loans ranging from $500 to $15,000 and offers deferred repayment schedules. A portion of each payment made on time will be put into a reserve fund that will be refunded to the borrower upon total repayment of the loan. Technical assistance and educational services for participants include entrepreneurial training courses and seminars, networking meetings and opportunities, design and production of print materials, marketing and advertising plan creation, tax preparation, financial counseling, business plan preparation, and access to a complete lending library. Contact: Garrett County Community Action Committee - Microworks, 104 E. Center Street, Oakland, MD 21550. 301-334-9431

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Millions more available from the government during recessions - Matthew Lesko

WASHINGTON -- As the Federal Government doles out billions of dollars to bolster up a faltering economy, many believe the government pool of giveaways has dried up -- but government money expert, Matthew Lesko, is not convinced.

Having closely followed the changing tides in the market for 30 years, Lesko has kept in-step with economic and political change, and understands the implications today's environment actually has on government spending.

"The economy is so bad, that the government will be giving away more money," says Lesko, "It seems like an oxymoron, but it's true."

In 2007, federal programs distributed over $1.8 trillion in grants, direct payments and other monies; a figure which then grew to nearly $2 trillion in 2008, and that fails to include the $1.6 in bailout money, stimulus packages and other dollars added by congress to date.

The answer is semantics.

While government officials are voicing concerns over budget cuts, in reality, their situations are not as harrowing as they may at first appear.

Like many things in Washington, the idea of "Budget Cutting" is not exactly as clear as it may seem to everyday taxpayers. In many cases, officials' budgets are not actually undergoing drastic reductions; rather, they will simply see smaller increases than previously forecasted -- instead of 6% growth, perhaps only 4% will be realized.

Many of these government programs are classified as "entitlements," which means that those who show up and maintain eligibility, are legally entitled to receive help, regardless of the government's debt level. These programs include Social Security, Medicare, Medicaid, federal employee and military retirement plans, unemployment compensation, food stamps, agricultural price support and hundreds of others.

With regards to programs that may potentially be in jeopardy of facing reduced funding increases, equilibrium is still typically found. These agencies will do everything they can to trim down extraneous spending without drastically interrupting services offered. "They'll instinctively cut back overhead expenses before reducing the amount of money they give out," Lesko asserts, "during past budget cuts, I've seen agencies go as far as cut out their 800 number just to save a few bucks."

"During hard times less people will apply for programs because they'll believe the 'cry wolf' headlines," says Lesko. If this is the case, then we're looking into an optimistic landscape for government grant seekers -- an ever-increasing giveaway platform and fewer individuals reaching out.

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$20,000 Grant To Study Abroad.....

or you can get $10,000 to study for just one semester or about $5,000 to study during the summer. And remember the government cannot discriminate because of age. Wouldn't you like to take a summer off and study overseas.

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50% Discount For Teachers K-12 To Buy A Home

Called the 'Teacher Next Door Initiative and referred to as Program #14.310 in the Catalog of Federal Domestic Assistance, this program is designed to strengthen America's communities by encouraging public and private school teachers to live in low and moderate income neighborhoods. Teachers (State-certified in grades Kindergarten through 12th grade) may purchase HUD-owned single unit properties located in designated revitalization areas at a 50 percent discount off list price. Teachers must agree to occupy homes as their sole residence for a period of 3 years. The teacher must also agree to execute a second mortgage and note in the name of the Department for an amount equal to the 50 percent discount. This zero interest note will gradually decrease over the 3-year mandatory residence period until it reaches zero. Should the teacher leave the home before the 1st anniversary of occupancy, 90 percent of the discounted amount will be due to HUD. Departure before the 2nd anniversary of occupancy will require a 60 percent repayment, and departure before the 3rd anniversary of occupancy will require a 30 percent repayment of the discounted amount. Contact your local office of the U.S. Department of Housing and Urban Development

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Cars Available At Steep Discounts

Vehicles for Change solicits donations of used cars from the community and rehabs the vehicles for resale to eligible individuals and families. Vehicles for Change repairs the donated cars in partnership with Precision Tune and CertiPro Warehouse and provides them to qualified families for a nominal fee of $700-$950. Each recipient receives a 12-month loan to assist in the purchase of the car. Contact: Northern Virginia Family Services, Inc. 9842 Business Way, Manassas, VA 20110, 703-392-4901; Vehicles for Change Phone: (703) 533-2543

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$22,000 Per Year To Get An Undergraduate Degree

Think you can't afford to get a college degree? Earn your bachelor's degree and let U.S. Department of Homeland Security (DHS) pay your way. Through the DHS fellowship program, get your degree in the physical, biological, social, or behavioral sciences - including science policy, engineering, mathematics, or computer science. The program will pay your tuition and give you money to live on! You must have career and employment goals aligned with the mission and objectives of the DHS, but you are not required to accept a position with them following graduation. To learn how you can get your degree paid for, contact the U.S. Department of Homeland Security

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More blogs about Matthew Lesko

This Lady is admiring the shoes!

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Blogs About Matthew Lesko

This blog has a nice cartoon about Matthew Lesko and Batman... Enjoy!

Neuroticomics: Who remembers Matthew Lesko?

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Want to Start a Business But Don't Know Where to Start...?

My brand new book, Free Money for Entrepreneurs will show you how. Be the first in line to learn about those grants programs that the SBA says don't exist. There are over 10,000 programs for people who want to start or expand a business including grants, low-interest loans, loans you don't pay back, money when the bank says no. Plus hundreds of free services like free help with filling out money applications, free help getting government contacts, free legal help, free marketing help, and more. All you need to start or expand any business for less then $40...

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Achievement Award + Cash Award for Charity

The Heinz Family Foundation R.O.S.E. Achievement Award recognizes a woman survivor of violence for her work and achievements in the area of ending violence against women. The recipient's choice of nonprofit organization receives the cash award. Contact: The R.O.S.E. Fund, Inc., (formerly Ryka Rose Foundation), 175 Federal St., Ste. 455, Boston, MA 02110; (617) 482-5400; Fax: (617) 482-3443

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$15,000 To Train You and Your Employees

you can get this kind of money as a small business to get 1 week to 6 months of training in most anything from computers, hair styling, customer service, coaching, entrepreneuring, english as a second language, selling skills, paralegal, public speaking. See what your state has to offer by contacting your state office of employment

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$2,500 Per Year to Repay Undergraduate Loans

Due to a critical teacher shortage in Florida, the Florida Department of Education is offering Teachers forgiveness of their student loans. If you are a Florida teacher and you are certified in a critical teacher shortage subject area contact The Office of Student Financial Assistance, 1940 North Monroe Street, Suite 70, Tallahassee, Florida 32303-4759; 888-827-2004. To find out more about this program, visit their website

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Matthew Lesko's Grant News

Southern
Company and Environmental Partners Award Wetland ...

MarketWatch - USA

This year, Southern Company provided $246000 in grants and, combined with
partner matching funds, a total of nearly $532000 will benefit projects in
Alabama ...

Canton
CIC to hire help to chase grants

Canton Repository (subscription) -
Canton,OH,USA

CANTON The Canton Community Improvement Corp. plans to hire a part-time employee
to help the office pursue grants and other projects. ...

Florida
Planned Parenthood Builds New Center With $1.3M in Local ...

LifeNews.com - Helena,MT,USA

Zdravecky told the Bradenton Herald newspaper that three grants made the
new facility possible. They include a $750000 grant from the Kresge
Foundation's ...

Verizon
Foundation Offers $45000 in Grants to South Carolina ...

PressZoom (press release) -
Amsterdam,Netherlands

(PressZoom) - COLUMBIA, SC - The Verizon Foundation is seeking grant
proposals from nonprofit organizations and educational institutions in South
Carolina ...

WMU
commercialization grants promise results

Kalamazoo Gazette - MLive.com -
Kalamazoo,MI,USA

This week, the state announced $1.3 million in grants to 20 projects at
13 public colleges and universities. Margaret Joyce, associate professor of
paper ...

Council
awards 26 arts grants

TheDay - New London,CT,USA

By Claire Bessette Norwich - The City Council late Monday approved 26 grants
to numerous local entities for projects ranging from building renovations to ...

Highmark
Healthy High 5 School Challenge Program Awards $526000 in ...

RedOrbit - Dallas,TX,USA

PITTSBURGH, July 22 /PRNewswire/ -- The Highmark Foundation, through the
Highmark Healthy High 5 School Challenge, recently awarded nearly $526000 in grants
...

Foundation
year ends on high note

Sarasota Herald-Tribune - Sarasota,FL,USA

The Community Foundation of Sarasota County's board of directors announced
Monday that for the fiscal year that ended May 31, grants and
scholarships ...

Council
opposes mayor on grants

Detroit Free Press - United States

... Kwame Kilpatrick to impose a different spending plan for grant
money given to nonprofit groups doing work in the city than the one the council
approved. ...

Verizon
Foundation Offers $45000 in Grants to South Carolina ...

Carolina Newswire (press release) - NC,USA

COLUMBIA, SC -- The Verizon Foundation is seeking grant proposals from
nonprofit organizations and educational institutions in South Carolina for
innovative ...

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Emergency Money To Pay Rent and Utility Bills

The City of Leavenworth, Kansas contracts with Catholic Community Services (CCS) to offer an Emergency Housing Assistance program to families and individuals in need. The program provides counseling and valuable referrals to low-income city residents who are experiencing a housing emergency. Participants may be eligible for financial assistance for food, rent, utility bills and other expenses. Contact: Catholic Community Services (CCS), 716 N. 5th Street, Leavenworth, KS 66048. (913) 651-8060.

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Money Club Grant News

New analysis: Third of Iowa businesses getting loans fail

DesMoinesRegister.com - Des
Moines,IA,USA

By HENRY C. JACKSON • AP Writer • July 20, 2008 Nearly a third of the small
companies receiving grants and loans from a state program designed to
boost ...

 

Nine Missouri Candidates for Federal Parks and Recreation Grants

Kansas City infoZine - Kansas
City,MO,USA

Nine Missouri communities will be recommended to the National Park Service
to receive more than $500000 in federal grants to assist with park
and recreation ...

 

Brown grants political, economic support to Palestinians

Xinhua - China

BETHLEHEM, July 20 (Xinhua) -- Visiting British Prime Minister Gordon Brown
pledged on Sunday his country grants political and economic support
to the ...

 

$20000 grants help two agencies serve

Worcester Telegram - Worcester,MA,USA

“This is one of the really happy days, when we get to give out these
grant awards,” said Thomas F. Bagley III, chairman of the board of
trustees for the ...

 

Government reclaims unspent Louisville housing funds

Louisville Courier-Journal -
Louisville,KY,USA

The US Department of Housing and Urban Development has reclaimed portions of
10 grants because not all the money was spent by the city, according
to ...

 

West Side's king of grants

Chicago Tribune - United States

They represent the millions of dollars in grants Hendon has secured
for churches, businesses and community groups in his district. ...

 

Kiryas Joel gets $10.5M in grants for women's center

Times Herald-Record -
Middletown,NY,USA

The village later won that grant — then another and another in the
ensuing years. As the project cost soared, village leaders repeatedly turned
to powerful ...

 

State after-school grants go to dubious programs, political
supporters

Chicago Tribune - United States

By Stephanie Banchero and Patricia Callahan The state is squandering
taxpayer money on dubious after-school grants, including many that
rewarded one ...

 

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Matthew Lesko Grant News

ArtsKC Fund announces $574000 in arts grants

Kansas City Star - MO,USA

The ArtsKC Fund has announced its 2008 grants to arts organizations
and art programs. Twenty established arts organizations received $413425 in
Ovation ...

World Cocoa Foundation and Partners to Hold Innovations Symposium ...

MarketWatch - USA

The Symposium will conclude with the announcement of $140000 in cocoa
innovation challenge grants to be awarded in October to local
organizations and ...

PennDOT Accepting Applications for $11 Million in Rail Freight ...

MarketWatch - USA

Grant funding is provided through the state's general fund. This is
the fourth consecutive year that the assistance program has awarded at least
$10 million ...

Additional Law Enforcement Grants Target Only Illegal Slot Machines

MarketWatch - USA

HARRISBURG, Pa., July 14, 2008 /PRNewswire-USNewswire via COMTEX/ -- The
Chairman of the Pennsylvania Gaming Control Board today reiterated that
grants ...

 

Staples Foundation awards $328K in grants

Bizjournals.com - Charlotte,NC,USA

Staples Foundation for Learning has awarded 36 grants totaling
$328825 to nonprofit organizations dedicated to serving youth throughout the
country. ...

 

Grants available through LEDC

Louisiana Press Journal -
Louisiana,MO,USA

The Sidewalk Grant Program, like the existing Facade Improvement
Grant Program is funded by the Louisiana Economic Development Committee
and has been ...

Holly Hill receives grants for depot, festival

The Times and Democrat -
Orangeburg,SC,USA

By SW SHOPTAW, T&D Staff WriterMonday, July 14, 2008 HOLLY HILL - The town
of Holly Hill has received grants to renovate its old depot and
bolster a growing ...

 

Local schools get state grants

Pasadena Star-News - Pasadena,CA,USA

Nearly $2 million in grants to help students reach English fluency
were awarded to several school districts throughout the San Gabriel Valley.
...

 

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These people do not give out business grants..... By Matthew Lesko

Alabama SBDC Mr. William Campbell Jr, State Director UNIVERSITY OF ALABAMA - Birmingham 1500 1st  Avenue North, R118 Birmingham, AL  35203 Phone:  205-307-6510 Fax:  205-307-6511 E-Mail:  williamc@uab.edu Website:  http://www.asbdc.org   Alaska SBDC Mr. Jason Dinneen, State Director UNIVERSITY OF ALASKA - ANCHORAGE 430 West Seventh Avenue, Suite 110 Anchorage, AK  99501-3550 Phone:  907-274 -7232 Fax:  907-274-9524 E-Mail:  anjad@uaa.alaska.edu Website:  http://www.aksbdc.org American Samoa SBDC Mr. Herbert Thweatt, Director AMERICAN SAMOA COMMUNITY COLLEGE P.O. Box 2609 Pago Pago, American Samoa  96799 Phone:  011-684-699-4830 Fax:  011-684-699-6132 E-Mail:  htalex@worldet.att.net Website:  http://www.as-sbdc.org   Arizona SBDC Ms. Janice C. Washington, State Director ARIZONA SMALL BUSINESS DEVELOPMENT CENTER NETWORK Maricopa County Community College 2411 West 14th Street, Suite 114 Tempe, AZ  85281 Phone:  (480)731-8722 Fax:  (480)731-8729 E-Mail:  janice.washington@domail.maricopa.edu Website:  https://www.azsbdc.net/Default.aspx Arkansas SBDC Ms. Janet M. Roderick, State Director UNIVERSITY OF ARKANSAS at Little Rock 2801 South University Avenue, Rm 260 Little Rock, AR  72204 Phone:  501-683-7700 Fax:  501-683-7720 E-Mail:  jmroderick@ualr.edu Website:  http://asbdc.ualr.edu California - Santa Ana SBDC Tri-County Lead SBDC Ms. Vi Pham, Lead Center Director CALIFORNIA STATE UNIVERSITY - FULLERTON 800 North State College Boulevard, LH640 Fullerton, CA  92834 Phone:  714-278-2719 Fax:  714-278-7858 E-Mail:  vpham@fullerton.edu Website:  http://www.leadsbdc.org   California - San Diego SBDC Ms. Debbie P. Trujillo, Regional Director SOUTHWESTERN COMMUNITY COLLEGE DISTRICT 900 Otay Lakes Road,  Bldg. 1681 Chula Vista, CA  91910-7299 Phone:  619-482-6388 Fax:  619-482-6402 E-Mail:  dtrujillo@swc.cc.ca.us Website:  http://www.sbditc.org California - Fresno SBDC UC Merced Lead Center Mr. Lyle Wright, Regional Director UNIVERSITY OF CALIFORNIA - MERCED 550 East Shaw, Suite 100 Fresno, CA  93710-7702 Phone:  559-241-6590 Fax:  559-241-7422 E-Mail:  lwright3@ucmerced.edu Website:  http://sbdc.ucmerced.edu California - Sacramento SBDC Mr. Dan Ripke, Interim Regional Director CALIFORNIA STATE UNIVERSITY – CHICO 35 Main Street, Room 203 Chico, CA  95929-0765 Phone:  530-898-4598 Fax:  530-898-4734 E-Mail:  dripke@csuchico.edu Website:  http://www.csuchico.edu/cedp/ California - San Francisco SBDC Northern California SBDC Lead Center Ms. Kristin Johnson, Regional Director HUMBOLDT STATE UNIVERSITY Office of Economic Development 1 Harpst Street Arcata, CA,  95521 Phone:  707-826-3920 E-Mail: kristin.johnson@humboldt.edu Website: http://www.norcalsbdc.org California - Los Angeles Region SBDC Ms. Sheneui Sloan, Interim Lead Center Director LONG BEACH COMMUNITY COLLEGE DISTRICT 3950 Paramount Boulevard, Ste 101 Lakewood, CA  90712 Phone:  562-938-5004 Fax:  562-938-5030 E-Mail:  ssloan@lbcc.edu Website: www.lasbdcnet.ibcc.edu/lead.html   Colorado SBDC Ms.Kelly Manning, State Director OFFICE OF ECONOMIC DEVELOPMENT 1625 Broadway, Suite 2700 Denver, CO  80202 Phone:  303-892-3864 Fax:  303-892-3848 E-Mail:  Kelly.Manning@state.co.us Website:  http://www.coloradosbdc.org Connecticut SBDC Ms. Ginne-Rae Clay, State Director University of Central Connecticut 185 Main Street New Britain, CT  06051 Phone:  860-827-7104 Fax:  860-827-7112 E-Mail:  gilmoregin@ccsu.edu Website:  http://www.ccsu.edu/itbd Delaware SBDC Mr. Clinton Tymes, State Director DELAWARE TECHNOLOGY PARK 1 Innovation Way, Suite 301 Newark, DE  19711 Phone:  302-831-1555 Fax:  302-831-1423 E-Mail:  tymesc@udel.edu Website:  http://www.delawaresbdc.org District of Columbia SBDC Mr. Henry Turner, Executive Director HOWARD UNIVERSITY SCHOOL OF BUSINESS 2600 6th Street, NW Room 128 Washington, DC  20059 Phone:  202-806-1550 Fax:  202-806-1777 E-Mail:  hturner@howard.edu Website:  http://www.dcsbdc.com/ Florida SBDC Mr. Jerry Cartwright, State Director UNIVERSITY OF WEST FLORIDA 401 East Chase Street, Suite 100 Pensacola, FL  32502-6160 Phone:  850-473-7800 Fax:  850-473-7813 E-Mail:  jcartwright@uwf.edu Website:  http://www.floridasbdc.com Georgia SBDC Mr. Allan Adams, Interim State Director UNIVERSITY OF GEORGIA 1180 East Broad Street Athens, GA  30602-5412 Phone:  706-542-2762 Fax:  706-542-7935 E-mail:  aadams@georgiasbdc.org Website:  http://www.georgiasbdc.org Hawaii SBDC Mr. Darryl Mleynek, State Director UNIVERSITY OF HAWAII - HILO 308 Kamehameha Avenue, Suite 201 Hilo, HI  96720-2960 Phone:  808-974-7515 Fax:  808-974-7683 E-Mail:  darryl.mleynek@hawaii-sbdc.org Website:  http://www.hawaii-sbdc.org Idaho SBDC Mr. Jim Hogge, State Director BOISE STATE UNIVERSITY 1910 University Drive Boise, ID 83725-1655 Phone:  208-426-3799 Fax:  208-426-3877 E-mail:  jhogge@boisestate.edu Website:  http://www.idahosbdc.org Illinois SBDC Mr. Mark Petrilli, State Director DEPARTMENT OF COMMERCE AND ECONOMIC OPPORTUNITY 620 East Adams Streer, 4th Floor Springfield, IL 62701-1615 Phone:  217-524-5700 Fax:  217-524-0171 E-mail:  mark.petrilli@Illinois.gov Website:  http://www.ilsbdc.biz Indiana SBDC Mr. Jeff Heinzmann, State Director INDIANA ECONOMIC DEVELOPMENT CORPORATION One North Capitol, Suite 900 Indianapolis, IN 46204-2043 Phone:  317-234-2086 Fax:  317-232-8872 E-mail:  jheinzmann@ilsbdc.org Website:  http://www.isbdc.org Iowa SBDC Mr. Jim Heckman, State Director IOWA STATE UNIVERSITY 340 Gerdin Business Bldg. Ames, IA  50011-1350 Phone:  515-294-2030 Fax:  515-294-6522 E-mail: jimh@iastate.edu Website:  http://www.iowasbdc.org Kansas SBDC Mr. Wally Kearns, State Director FORT HAYS STATE UNIVERSITY 214 SW Sixth Street, Suite 301 Topeka, KS  66603-3719 Phone:  785-296-6514 Fax:  785-291-3261 E-mail:  ksbdc.wkearns@fhsu.edu Website:  http://www.fhsu.edu/ksbdc Kentucky SBDC Ms. Becky Naugle, State Director UNIVERSITY OF KENTUCKY 225 Gatton College of Business Economics Building Lexington, KY  40506-0034 Phone:  859-257-7668 Fax:  859-323-1907 E-mail:  lrnaug0@uky.edu Website:  http://www.ksbdc.org Louisiana SBDC Ms. Mary Lynn Wilkerson, State Director UNIVERSITY OF LOUISIANA - MONROE College of Business Administration 700 University Avenue Monroe, LA  71209-6435 Phone:  318-342-5506 Fax:  318-342-5510 E-mail:  mlwillkerson@lsbdc.org Website:  http://www.lsbdc.org Maine SBDC Mr. John Massaua, State Director UNIVERSITY OF SOUTHERN MAINE 96 Falmouth Street P.O. Box 9300 Portland, ME  04103-9300 Phone:  207-780-4420 Fax:  207-780-4810 E-mail:  jrmassaua@maine.edu Website:  http://www.mainesbdc.org Maryland SBDC Ms. Renee Sprow, State Director UNIVERSITY OF MARYLAND 7100 Baltimore Avenue, Suite 401 College Park, MD  20740-3640 Phone:  301-403-8300 x 15 Fax:  301-403-8303 E-mail:  rsprow@mdsbdc.umd.edu Website:  http://www.mdsbdc.umd.edu Massachusetts SBDC Ms. Georgianna Parkin, State Director UNIVERSITY OF MASSACHUSETTS 227 Isenberg School of Management 121 President's Drive Amherst, MA  01003-9310 Phone:  413-545-6301 Fax:  413-545-1273 E-mail:  gep@msbdc.umass.edu Website:  http://www.msbdc.org/ Michigan SBTDC Ms. Carol Lopucki, State Director GRAND VALLEY STATE UNIVERSITY 510 West Fulton Avenue Grand Rapids, MI  49504 Phone:  616-331-7480 Fax:  616-331-7385 E-mail:  sbtdchg@gvsu.edu Website:  http://www.misbtdc.org Minnesota SBDC Mr. Michael Myhre, State Director MINNESOTA SMALL BUSINESS DEVELOPMENT CENTER 1st National Bank Building 332 Minnesota Street, Suite E200 St. Paul, MN  55101-1351 Phone:  651-297-5770 Fax:  651-296-5287 E-mail:  michael.myhre@state.mn.us Website:  http://www.mnsbdc.com Mississippi SBDC Mr. Walter Gurley UNIVERSITY OF MISSISSIPPI B-19 Jeanette Phillips Drive P.O. Box 1848 University, MS  38677-1848 Phone:  662-915-5001 Fax:  662-915-5650 E-mail:  wgurley@olemiss.edu Website:  http://www.mssbdc.org Missouri SBDC Mr. Max Summers, State Director UNIVERSITY OF MISSOURI 410 S. Sixth St. 200 Engineering North Columbia, MO  65211 Phone:  573-882-0344 Fax:  573-884-4297 E-mail:  summersm@missouri.edu Website:  http://www.missouribusiness.net/sbdc/ Montana SBDC Ms. Ann Desch, State Director DEPARTMENT OF COMMERCE 301 South Park Avenue, Room 116 / P.O. Box 200505 Helena, MT  59601 Phone:  406-841-27468 Fax:  406-841-2728 E-mail:  adesch@mt.gov Website:  http://sbdc.mt.gov/ Nebraska SBDC Mr. Robert Bernier, State Director UNIVERSITY OF NEBRASKA - OMAHA 415 Roskens Hall 6001 Dodge Street Omaha, NE  68182 - 0248 Phone:  402-554-2521 Fax:  402-554-3473 E-mail:  rbernier@unomaha.edu Website:  http://nbdc.unomaha.edu Nevada SBDC Mr. Sam Males, State Director UNIVERSITY OF NEVADA - RENO Reno College of Business Nazir Ansari Bldg. 032, Rm 4 Reno, NV  89557-0100 Phone:  775-784-1717 Fax:  775-784-4337 E-mail:  males@unr.edu Website:  http://www.nsbdc.org New Hampshire SBDC Ms. Mary Collins, State Director UNIVERSITY OF NEW HAMPSHIRE Mittemore School of Business and Economics, UNH 110 McConnell Hall Durham, NH  03824-3593 Phone:  603-862-2200 Fax:  603-862-4876 E-mail:  Mary.Collins@unh.edu Website:  http://www.nhsbdc.org New Jersey SBDC Ms. Brenda Hopper, State Director RUTGERS UNIVERSITY 49 Bleeker Street Newark, NJ  07102-1993 Phone:  973-353-1927 Fax:  973-353-1110 E-mail:  bhopper@njsbdc.com Website:  http://www.njsbdc.com/ New Mexico SBDC Mr. Roy Miller, State Director SANTA FE COMMUNITY COLLEGE 6401 Richards Avenue Santa Fe, NM  87508-4887 Phone:  505-428-1362 Fax:  505-428-1469 E-mail:  rmiller@sfccnm.edu Website:  http://www.nmsbdc.org New York SBDC Mr. Jim King, State Director STATE UNIVERSITY OF NEW YORK Corporate Woods, 3rd Floor Albany, NY  12246-0001 Phone:  518-443-5398 Fax:  518-443-5275 E-mail:  j.king@nyssbdc.org Website:  http://www.nyssbdc.org North Carolina SBDTC Mr. Scott Daugherty, State Director UNIVERSITY OF NORTH CAROLINA 5 West Hargett Street, Suite 600 Raleigh, NC  27601-1348 Phone:  919-715-7272 Fax:  919-715-7777 E-mail:  sdaugherty@sbtdc.org Website:  http://www.sbtdc.org North Dakota SBDC Bon Wilkenheiser, State Director UNIVERSITY OF NORTH DAKOTA 1600 E. Century Avenue, Suite 2 Bismarck, ND  58501 Phone:  701-328-5375 Fax:  701-328-5381 E-mail:  bon@ndsbdc.org Website:  http://www.ndsbdc.org Ohio SBDC Ms. Michele Abraham, State Director OHIO DEPARTMENT OF DEVELOPMENT 128th Floor P.O. Box 1001 Columbus, OH  43216-1001 Phone:  614-466-2711 Fax:  614-466-0829 E-mail:  mabraham@odod.state.oh.us Website:  http://www.ohiosbdc.org Oklahoma SBDC Mr. Grady Pennington, State Director SOUTHEAST OKLAHOMA STATE UNIVERSITY 1405 N 4th Avenue, PMB 2584 Durant, OK  74701-0609 Phone:  580-745-2877 x 2955 Fax:  580-745-7471 E-mail:  gpennington@sosu.edu Website:  http://www.osbdc.org Oregon SBDC Mr. William Carter, State Director LANE COMMUNITY COLLEGE 99 West Tenth Avenue, Suite 390 Eugene, OR  97401-3015 Phone:  541-463-5250 Fax:  541-345-6006 E-mail:  carterb@lanecc.edu Website:  http://www.bizcenter.org Guam Small Business Development Center Mr. Casey Jeszenka, Director UNIVERSITY OF GUAM Pacific Islands SBDC P.O. Box 5014 - U.O.G. Station Mangilao Mangilao, GU  96923 Phone:  671-735-2590 Fax:  671-734-2002 E-mail:  casey@pacificsbdc.com Website:  http://www.pacificsbdc.com * For Guam time, add 15 hours to EST Pennsylvania SBDC Mr. Gregory Higgins, State Director UNIVERSITY OF PENNSYLVANIA The Wharton School 3733 Spruce Street, Vance Hall, 4th Floor Philadelphia, PA  19104-6374 Phone:  215-898-1219 Fax:  215-573-2135 E-mail:  ghiggins@wharton.upenn.edu Website:  http://pasbdc.org Puerto Rico SBDC Ms. Carmen Marti, Executive Director INTER-AMERICAN UNIVERSITY OF PUERTO RICO Union Plaza Building, Suite 1000 416 Ponce de Leon Avenue, 10th Floor Hato Rey, PR  00918 Phone:  787-763-6811 Fax:  787-763-6875 E-mail:  cmarti@prsbdc.org Website:  http://www.prsbdc.org Rhode Island SBDC Mr. John Cronin, State Director JOHNSON & WALES UNIVERSITY 270 Weybosset Street, 4th Floor Providence, RI 02903 Phone: 401-598-2704 Fax: 401-598-2722 E-mail: john.cronin@jwu.edu Website: http://www.risbdc.org South Carolina SBDC Mr. John Lenti, State Director UNIVERSITY OF SOUTH CAROLINA Darlamoore School of Business 1710 College Street, Hipp Building Columbia, SC  29208 - 9980 Phone:  803-777-4907 Fax:  803-777-4403 E-mail:  lenti@darla.moore.sc.edu Website:  http://scsbdc.moore.sc.edu South Dakota SBDC Mr. John S. Hemmingstad, State Director UNIVERSITY OF SOUTH DAKOTA Beacom School of Business 414 East Clark Street, Patterson Hall Vermillion, SD  57069 Phone:  605-677-5287Fax:  605-677-5427 E-mail:  jshemmin@usd.edu Website:  http://www.sdsbdc.org Tennessee SBDC Mr. Patrick Geho, State Director MIDDLE TENNESEE STATE UNIVERSITY 615 Memorial Boulevard Murfreesboro, TN 37132 Phone: 615-849-9999 Fax: 615-217-8548 E-mail:  pgeho@mail.tsbdc.org Website:  http://www.tsbdc.org Texas-Houston SBDC Mr. Mike Young, Executive Director UNIVERSITY OF HOUSTON 2302 Fannin, Suite 200 Houston, TX  77002 Phone:  713-752-8444 Fax:  713-756-1500 E-mail:  fyoung@uh.edu Website:  http://sbdcnetwork.uh.edu Texas-North SBDC Ms. Liz Klimback, Region Director DALLAS COUNTY COMMUNITY COLLEGE 1402 Corinth Street, Suite 2111 Dallas, TX  75215 Phone:  214-860-5835 Fax:  214-860-5813 E-mail:  emk9402@dcccd.edu Website:  http://www.ntsbdc.org Texas-NW SBDC Mr. Craig Bean, Regional Director TEXAS TECH UNIVERSITY 2579 South Loop 289, Suite 114 Lubbock, TX  79423-1637 Phone:  806-745-3973 Fax:  806-745-6207 E-mail:  c.bean@nwtsbdc.org Website:  http://www.nwtsbdc.org Texas-South-West Texas Border SBDC Network Mr. Al Salgado, Region Director UNIVERSITY OF TEXAS – SAN ANTONIO 501 West Durango Boulevard San Antonio, TX  78207-4415 Phone:  210-458-2450 Fax:  210-458-2425 E-mail:  ied@utsa.edu Website:  http://www.txsbdc.org Utah SBDC Mr. Greg Panichello, State Director SALT LAKE COMMUNITY COLLEGE 9750 South 300 West - LHM Salt Lake City,  UT  84070 Phone:  801-957-3481 Fax:  801-957-2007E-mail:  Greg.Panichello@slcc.edu Website:  http://www.utahsbdc.org/ Vermont SBDC Ms. Lenae Quillen-Blume, State Director VERMONT TECHNICAL COLLEGE PO Box 188, 1 Main Street Randolph Center, VT  05061-0188 Phone:  802-728-9101 Fax:  802-728-3026 E-mail:  lquillen@vtsbdc.org Website:  http://www.vtsbdc.org Virgin Islands SBDC Leonor Dottin, Associate Director UNIVERSITY OF THE VIRGIN ISLANDS 8000 Nisky Center, Suite 720 Charlotte Amalie St. Thomas, VI  00802-5804 Phone:  340-776-3206 Fax:  340-775-3756 E-mail:  ldottin@uvi.edu Website:  http://sbdcvi.org Virginia SBDC Ms. Jody Keenan, Director GEORGE MASON UNIVERSITY Mason Enterprise Center 4031 University Drive, Suite 200 Fairfax, VA  22030-3409 Phone:  703-277-7727 Fax:  703-352-8518 E-mail:  jkeenan@gmu.edu Website:  http://www.virginiasbdc.org Washington SBDC Mr. Brett Rogers, State Director WASHINGTON STATE UNIVERSITY 534 E. Spokane Falls Blvd. P.O. Box 1495 Spokane, WA  99210-1495 Phone:  509-358-7765 Fax:  509-358-7764 E-mail:  barogers@wsu.edu Website:  http://www.wsbdc.org West Virginia SBDC M. E. Yancosek Gamble, State Director WEST VIRGINIA DEVELOPMENT OFFICE 1900 Kanawha Blvd. E. Charleston, WV  25305 Phone:  304-558-2960 Fax:  304-558-0127 E-mail:  mgamble@wvsbdc.org Website:  http://www.sbdcwv.org Wisconsin SBDC Debra Malewicki, Acting State Director UNIVERSITY OF WISCONSIN 432 North Lake Street, Room 423 Madison, WI 53706 Phone:  608-263-7794 Fax:  608-263-7830 E-mail:  debra.malewicki@uwex.edu Website:  http://www.wisconsinsbdc.org Wyoming SBDC Ms. Diane Wolvertton, State Director UNIVERSITY OF WYOMING 1000 E. University, Dept. 3922 Laramie, WY 82979 Phone:  307-766-3505 Fax:  307-766-3406 E-mail:  DDW@uwyo.edu Website:  http://www.uwyo.edu/sbdc

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Texas Offers High School/College Grants up to $80K

TEA announces $80,000 planning grants to develop Early College High Schools in small and rural districts

Early College High School (ECHS) is a promising high school reform model that allows students who may not otherwise consider attending college an opportunity to earn a high school diploma and two years of college credit free of charge.

The target population includes first-generation college-goers, low-income students, minority students and English language learners.

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15,000 People A Month Get Grants For Down Payments

There are a number of non-profit organizations that provide grants to homeowners to pay for down payments and closing costs for buying a new home. These grants normally range from 2% to 5% of the purchase price of the home. These non-profits obtain their money from mortgage lenders and sellers. Housing regulations prevent sellers or lenders to give down payment money directly to buyers. More than 15,000 buyers a month receive grants through this program. To learn more about how this gift-assisted sale works, contact the national association of these organizations called Homeownership Alliance of Nonprofit Down Payment Providers, at 301-941-1907, or web.

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Half Price Real Estate

An Excellent tool to find great deals on housing in your neighborhood:

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$30,000 For Your Small Business

The Small Business Loan Fund (SBLF) provides eligible Asset Loans from $25,000 to a maximum of $150,000 and Working Capital Loans to a maximum of $30,000 if you want to start a business in Rhode Island. See the Rhode Island Economic Development Corporation

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Learn About Government Contracts

Find out how to get a government contract. The government purchases more of anything than anyone else in the world and they do it all over the country. My sister has received over $300,000 in government contracts for her small picture framing business. I even read where the government spent $30,000 on a freelance priest. Learning how to get a $100,000 contract is better than learning how to get a $100,000 grant. A grant is only a one-time thing. A contract you can keep getting again and again. Your local Small Business Development Center can help you get government contracts. You can find your local office.

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$5,000,000 to Build or Fix Up an Apartment Building

Called Mortgage Insurance for the Purchase or Refinancing of Existing Multifamily Housing Projects and referred to as Program #14.155 in the Catalog of Federal Domestic Assistance, this program provides money for existing multifamily housing projects, whether conventionally financed or subject to federally insured mortgages at the time of application for mortgage insurance. Only projects not requiring substantial rehabilitation are acceptable under this section. The estimated cost of required repairs may not exceed 15 percent of the estimated value after repairs or $6,500 per unit adjusted by a high cost factor, whichever is greater and may not involve the replacement of more than one major system. The program has statutory per unit mortgage limits which vary according to the size of the unit, the type of structure, and the location of the project. There are also loan-to- value and debt service limitations. Prevailing wage requirements under the Davis-Bacon Act do not apply to this program. Contact your local office of the U.S. Department of Housing and Urban Development

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Free Dental Care For Kids

Many dentists will provide free dental care. According to an American Dental Association survey, 75% of its members provide charitable care. You can find info on free kids dental services offered in your state. Just click on your state and see. Or contact the American Dental Association, 211 East Chicago Ave., Chicago, IL 60611-2678; 312-440-2500.

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Free Business Interns For Your Business

Let the government locate and pay for a skilled intern for your company! Through the Middle East Partnership Initiative, the government is providing talented young women from the Middle East with unique opportunities to learn management and business skills while working in the dynamic and productive U.S. business environment. With $14 million in funding available, this program handles the recruitment of management and entry-level professional interns, and covers the costs for travel, lodging, health insurance, and a stipend for a 3-6 month internship. To find out how your company can benefit from this program, contact U.S. Department of State, Harry S. Truman Building, NEA/PI, 2201 C Street, NW Rm. 5253A, Washington, DC 20520

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$50,000 From Your Phone Company To Start A Business

If you live in a small town or want to live in a small town and want to be an entrepreneur. In it's efforts to create jobs in small towns the government gives grants to local phone and electric utility companies who are to take that money and help entrepreneurs start or expand a business. The program is called Rural Economic Development Grants at the U.S. Department of Agriculture. Find out who got this money in your area so you can get some.

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$10,000 Grants for High School Seniors

The Frederick B. Abramson Memorial Foundation Scholarships are awarded to economically disadvantaged public high school seniors in Washington DC. These scholarships are available to help them defer college expenses at a four-year accredited institution. Contact: Scholarship Committee, The Frederick B. Abramson Memorial Foundation, 734 15th Street, N.W., Suite 502, Washington, DC 20005

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$100,000 To Help You Get More Government Money

it's not strange, it's the government. The U.S. Dept. Transportation (DOT) has money to give small businesses who are trying to figure out how to sell their products and services to the government. This is how the government works. You don't have to understand it, you just have to use it. If you have a product or service to sell, see if you can get money to figure out how to sell it to the DOT.

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$30,000 Worth Of Free Hospital Care

Don't have money for your gall bladder surgery? What about that hospital visit you had two months ago? You might not have to pay a cent. Call the Hill-Burton Hotline. Under this program, certain hospitals and other health care facilities provide free or low-cost medical care to patients who cannot afford to pay. You may qualify even if your income is up to double the Poverty Income Guidelines. For more information, contact Hill-Burton Hotline, Health Resources and Services Administration, 5600 Fishers Lane, Room 11-19, Rockville, MD 20857; 800-638-0742; 800-492-0359 (in MD);

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Home Grants Program up to 10,000

this is a non-repayable grants/gifts program available to first-time homeowners to cover down payment and closing costs. Also provided are free Homebuyer Education Courses, free Balanced Budget Spending Plans, free Credit Counseling Services as well as Post Purchase and Homeownership Maintenance Counseling to any resident in North Carolina. Income is not a limiting factor; however, all applicants are required to take the two educational courses provided by Home Grants. In order for a grant recipient to use Home Grants' funds, they must be approved for an acceptable loan product that permits charitable organizations to provide gift funds. Contact: North Carolina Housing Assistance; (704) 385-3973

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Extra Money to Live on While You Look for Work

You may be eligible to receive an extra 7 weeks of unemployment insurance money. You can also collect your unemployment money while you start your own business.If you don't know if you are eligible for unemployment insurance money.

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We requested a link from blog catalog

http://www.blogcatalog.com/directory/business/small_business

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A Source For Free And Low Cost Dental Care.....

It's not all free and low cost sources but this site does offer a database of those organizations that get funding to provide dental services to people who can't pay. You can also call their 800 for help at 888-275-4772.

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$60,000 for Renters, Homeowners or Investors to Improve Their Property

Called 'Property Improvement Loan Insurance for Improving All existing Structures and Building of New Nonresidential Structures Program and referred to as Program #14.142 in the Catalog of Federal Domestic Assistance, this program provides financing of improvements to homes and other existing structures and the building of new nonresidential structures. Contact your local office of the U.S. Department of Housing and Urban Development

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$4,725 For Volunteering Full-Time

AmeriCorps engages people 17 and older in service to their community. The Vista Program recruits those with 3 years experience (not required) for a one-year commitment to address issues related to poverty. During time of service a modest allowance is received every week. Health insurance is provided by the program. Housing and meals are not provided by the program. Participants receive $4,725, which can be used for student loan repayment and school tuition, or a cash stipend of $1,200. Find out more about getting involved with AmeriCorps by e-mailing questions call them Toll-Free at 1-800-942-2677.

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Sarah from HOT 99.5 is "F*cking Matthew Lesko"

Sarah from HOT 99.5 is "F*cking Matthew Lesko"

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Pick Up an Extra500 to Pay Food Bills

if you are having a bad month and made only $1,000 this month as a single person or you are a family of four and made less than $2,100. This is what you can get from the U.S. Department of Agriculture Food and Nutrition Program. Millions must be eligible and never apply. We've all had a bad couple of months once in a while. See what the requirements are in your state to get this help

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$15,000 To Train You and Your Employees

you can get this kind of money as a small business to get 1 week to 6 months of training in most anything from computers, hair styling, customer service, coaching, entrepreneuring, english as a second language, selling skills, paralegal, public speaking. See what your state has to offer by contacting your state office of employment and training at
www.govengine.com

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$20,000 Grant To Get Wireless Internet For Your Small Business

This is what small businesses in Pennsylvania are eligible for if they know about the program called Quality Connections. Check out what your state may offer to small businesses to get wired by contacting your state office of economic development at your state capital.

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$20,000 Grant To Get Wireless Internet For Your Small Business

This is what small businesses in Pennsylvania are eligible for if they know about the program called Quality Connections. Check out what your state may offer to small businesses to get wired by contacting your state office of economic development at your state capital.

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$9,900 Loan Forgiveness Award

Teachers, are you having a difficult time paying back your student loans? If so the state of Pennsylvania is here to help. The Quality Early Education Loan Forgiveness program offers monthly student loan debt assistance to graduates working in Pennsylvania, in the field of Early Childhood Education. If you are eligible, the program will forgive up to one-sixth of your qualifying loan debt annually, not to exceed the maximum of $3,300 per year for three years or the program's $9,900 maximum benefit. For more information about this opportunity contact the Pennsylvania Higher Education Assistance Agency, PA State Grants and Special Programs, 1200 N 7th St, Harrisburg PA 17102-1444; (800)233-0557

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$150,000 to Help Veterans and Unmarried Spouses of Veterans to Buy or Fix Up a Home

Called Veterans Housing - Guaranteed and Insured Loans and referred to as Program #64.114 in the Catalog of Federal Domestic Assistance, this programs assists veterans, certain service personnel, and certain unmarried surviving spouses of veterans, in obtaining credit for the purchase, construction or improvement of homes on more liberal terms than are generally available to non-veterans. Contact your local Veterans Administration office at Department of Veterans Affairs, Washington, DC 20420, 202-273-7390

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